What's the difference between a bank card run by a company and a card run by itself?

There is no difference. The company's agent is mainly to handle employee salary cards in a unified way. Batch processing through agreements with banks can improve efficiency. Bank cards handled by the company generally need to be activated by the cardholder at the bank counter before they can be used normally. The bank card handled by the company is generally a salary card, and the bank card handled by the company is a simple personal debit card. On the whole, there is no difference. Some banking companies do not need account opening fees, small account management fees, annual fees, etc. Similarly, the bank cards operated by the company have credit limits in some banks, and loans can be made within the limits. In addition, the company's cards in some banks are exempt from off-site fees and inter-bank fees. Personal debit cards can be used for financial management, investment, third-party custody, water, electricity and coal payment, etc. Some banks' business cards can't be used, and they can only be used to pay salaries. If it is a credit card handled by the company, there are also business credit cards, which are paid by the company, mainly used by executives on business trips, depending on what bank card you use.

1. But now the network is developed, which means that enterprises in the city can choose one of five to handle the provident fund industry business. For example, five banks here have signed an agency agreement for provident fund. At least we can do it here. The provident fund agent banks of different companies may all be the same, and they will open provident fund accounts there at will. Not only can you sign an agency service agreement with the bank, but you can also go to China Merchants Bank to withdraw the provident fund. Maybe it's different. Generally, the provident fund center of a city is a bank that the company is familiar with. Your company has a provident fund account with ICBC.

2. Three years ago, the People's Bank of China issued a new regulation that everyone can only apply for a first-class account bank card in the same bank. In other words, if he has applied for a first-class account, he can only apply for a second-class or third-class bank card. What's the difference between a first class account, a second class account and a third class account?

3. There is no difference in the use of Class I accounts. Just like ordinary bank cards. However, Class I accounts are also called full-featured accounts. When handling all kinds of business, whether it is deposit or transfer, it will not be limited by the amount. If you haven't applied for a bank card in this bank before, you can apply for a first-class account. Generally speaking, the functions of the primary account are more comprehensive.

4. Banks generally think that the second type of accounts belong to personal financial accounts. There is a limit on the amount of this card. The daily deposit and withdrawal amount cannot exceed 10000 yuan, and the annual deposit and withdrawal amount cannot exceed 200000 yuan. This card is more suitable for financial accounts. After all, the quota limit is not very big, but it is not small. Class II accounts have restrictions on funds, but their functions are similar to those of Class I cards, but they cannot make large transfers during the transfer process. For ordinary people, it's nothing. It is basically impossible to transfer more than 10000 yuan a day. Even if there is, it is rare, and it can be completed in two or three days. Some capital flows are risky and beneficial to people.