On April 2 1 day, according to media reports, "everyone is eager to wear it. Why haven't they issued a license yet? " Wan Cunzhi, director of the Credit Bureau of the People's Bank of China, said at the international seminar on personal information protection and credit management that there are three main "unexpected":
After the 1. notice is issued, eight institutions are ready to carry out personal credit investigation. At the beginning, they encountered internet financial rectification, and the internet financial rectification was not over yet. In other words, the internet financial format is not stable and stereotyped until now. How to do the credit business in this field? This needs to be studied.
2. The public's awareness of personal information protection is unprecedented, and the requirements for the eight major institutions are higher.
3.8 There is a big gap between the actual opening preparations of institutions and market demand and regulatory requirements.
Wan Cunzhi said that according to comprehensive judgment, none of the eight institutions currently preparing to open personal credit information is qualified, and licenses cannot be issued if they fail to meet the regulatory standards.