There is a foreclosure company in Chenghai.

There are roughly 9 companies in Chenghai, one of which is Minxin Property located 50 meters west of Dachang Gas Station, Yuting Road, Chenghai District, Shantou City. This foreclosure company has a good reputation. According to the news released by Shenzhen Local Financial Supervision Bureau, the government conducted centralized supervision interviews with nine financing guarantee companies mainly engaged in foreclosure guarantee business. In addition to the previous management and control of operating loans, this time it mainly controls the business of guarantee companies. The local financial supervision bureau of Shenzhen pointed out that all financing guarantee companies should comprehensively check the loan guarantee business for business purposes in accordance with various regulatory requirements, focusing on self-examination of real estate "loan guarantee" or "entrusted loan" related businesses.

1. Shenzhen interviewed 9 companies engaged in foreclosure guarantee business.

In the investigation, CBRC found that some enterprises and individuals used various means to misappropriate operating loans and evaded regulatory requirements in various ways. "After all the borrowed funds are used to purchase houses, users apply for operating loans to repay the purchase funds; Some borrowers cash out personal commercial loan funds from multiple bank accounts to cover up the ultimate goal of buying a house; Some fabricated the trading background and fictional loan purposes. " Liu disclosed the problems found in the investigation according to the situation.

Second, the short-term interest on foreclosed loans.

There are many kinds of loans in the market, some are long-term and some are short-term, so before doing this, users will first look at whether they want long-term loans or short-term loans, so before choosing, users can make a detailed understanding of these two types. 1. This interest includes foreclosure interest and handling fee, which is high or low, and low or high. For example, 1 10,000 foreclosure funds, interest 1:5, handling fee 1-2 points, or interest 2 points, handling fee within one point, and so on.

To sum up, in the real estate transaction, if the transaction property is mortgaged by the bank, it is necessary to repay the arrears of the bank before the real transaction can be carried out. Short-term foreclosure in real estate business is basically carried out through guarantee companies and financial institutions.