Secondly, the district (county) government screens the main sponsors of microfinance companies that meet the relevant conditions and have the intention to declare.
Finally, the main sponsors of the screened microfinance company submit the application materials for the establishment of the microfinance company to the local (county) government, and the district (county) government reports to the Municipal Finance Office for review after completing the pre-examination. With the approval of the Municipal Finance Office, the applicant of a small loan company shall go through the registration formalities with the administrative department for industry and commerce according to law, obtain a business license, and submit relevant information to the local public security organ, the banking regulatory bureau and the PBOC branch within 5 working days.
Conditions for applying for establishment
1. There are articles of association that meet the requirements.
2. The promoters or investors shall meet the prescribed conditions.
3. Small loan companies are organized as limited liability companies or joint stock limited companies. A limited liability company shall be established by capital contribution of shareholders with less than 50 persons; A joint stock limited company shall have two to two hundred promoters, more than half of whom shall have domicile in China.
4. The source of the registered capital of a small loan company shall be true and lawful, and all of them are paid-in monetary capital, which shall be paid in full by the investor or promoter at one time. The registered capital of a limited liability company is not less than 5 million yuan, and the registered capital of a joint stock limited company is not less than 6.5438+million yuan. The shares held by a single natural person, enterprise legal person, other social organizations and their related parties shall not exceed 65,438+00% of the total registered capital of the microfinance company.
5. Having qualified directors and senior managers.
6. Have staff with corresponding professional knowledge and experience.
7. Necessary organizational structure and management system.
8. Having business premises, safety precautions and other business-related facilities that meet the requirements.
9 other prudential conditions stipulated by the provincial government finance office.