Is it credible to sign a contract loan online? Who borrowed it? Can you tell me specifically?

Baidu anti-fraud alliance team specially reminded:

Please be alert to all kinds of fake loans and scams that deal with large credit card information published online! All kinds of information released by online microfinance companies and guarantee companies that you can borrow money or apply for a credit card only with your ID card are all low-level scams. No matter whether the company is registered or not, don't believe that the swindler tricked you into signing the fax contract first, and then he will cheat you step by step to apply for insurance, pay the first month's interest, pay the performance fee, deposit, guarantee fee, loan fee, notary fee, credit fee, mortgage fee, card opening fee and so on. In the name of insufficient running water in your bank, checking repayment ability or capital verification, you are required to transfer all the funds in your account to the liar's account, or even ask you to apply for a bank card at a designated bank and deposit a certain amount of cash, and then bind the liar's mobile phone number. I didn't know that this method would cheat all the money in your account. If you don't pay the fee as required by the swindler, the swindler will threaten to blacklist you and sue you for breach of contract in the name of signing a contract with them.

Please always remember that it is absolutely fraudulent for the other party to ask you to pay any fees in advance for any reason. Under no circumstances should you remit money, transfer money or pay any fees to others first, so as not to be cheated! Don't believe the threat of any liar. Because the other party is suspected of fraud, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Low-level fraud means that the liar threatens the court to sue for compensation for liquidated damages, which is sheer nonsense. Don't worry.

Therefore, I would like to remind all netizens that microfinance companies cannot lend across regions. Please apply for a credit card at a regular bank. Don't believe such loan or card information released by various online investment and financing guarantee companies and various microfinance companies, especially in big cities such as Beijing, Shanghai, Guangzhou and Shenzhen, which are basically liar companies! If you are cheated, regardless of the amount, please choose to call the police! Such rampant fraud, please also ask local public security organs to vigorously crack down on rectification!

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Most online loans are not credible, and some can be trusted. The easiest way to tell the truth is to look at the following.

Step reading

Tools/raw materials

computer

Can surf the internet

Methods/steps

& gt0 1

If the other party gives you low requirements, don't believe it, for example; I'll let you sign the contract after a brief conversation.

& gt02

After signing the contract, you will be asked to pay all kinds of fees. Don't believe it. Don't believe what you say to prove something.

& gt03

Don't trust the phone that always urges you for a loan.

& gt04

Don't trust anything without any mortgage.

& gt05

Don't believe it without a guarantor.

& gt06

The guarantee or mortgage is credible, and there will be no pie in the sky.

Matters needing attention

In this case, be calm and don't believe rumors.

Report the charges as soon as possible.

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It's risky, so be careful ~