To purchase a house and withdraw the provident fund, you need to meet the household registration or residence certificate of this city, pay the provident fund continuously for more than half a year, pay down more than 30%, and have a stable source of income. Details are as follows:
1, with permanent residence or valid residence certificate in this city;
2. The housing provident fund has been continuously paid for more than half a year before the application, and the accumulated time for paying the provident fund is not less than 2 years;
3, self-raised funds to reach more than 30% of the total price of the purchased housing (including 30%);
4. Have a stable occupation and a stable source of income, and have the ability to repay the loan principal and interest;
5, signed a contract or agreement to buy housing;
6. Meet other conditions stipulated by the trustor and the trustee;
What materials do you need to purchase a house to withdraw the provident fund?
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1. Withdraw the housing accumulation fund by paying the full amount of the house purchase.
Specific materials for paying the full price for the house: If we pay the full price for the house, we need to prepare the house purchase contract, invoice or receipt to prove that you really bought the house and paid the full price, so we should be careful not to lose some necessary receipts and invoices when buying the house, so as not to find the materials needed for the house loan or installment payment when we need to use it.
Step 2 prepare materials
Mortgage to buy a house prepares specific materials: At present, many people buy houses by loans or by installment. If you buy a house with a loan, you should prepare a loan contract when you withdraw the housing provident fund. If it is a mortgage installment, you should bring an invoice when applying for the down payment to withdraw the housing provident fund.
3, the construction of self-occupied housing preparation materials
Specific materials for building or building overhaul: When building a house, the materials to be provided include the approval materials issued by the township-level housing management office or the superior housing management office, and the invoices for purchasing building materials. When the house is overhauled, some property certificates, decoration certificates and decoration invoices are needed to withdraw the housing provident fund.