The main business of investment guarantee is guarantee, which is divided into private financing guarantee and public (bank) financing guarantee. As long as the risk control of private financing guarantee is good, it basically belongs to empty gloves and white wolves. Because enterprise financing guarantee needs to obtain bank credit, first pay a certain percentage of deposit to the bank, and the money is also earned by guarantee fee.
Another source of funds for investment guarantee companies is short-term borrowing funds, which are mainly self-owned funds and bear interest on a daily basis with high returns. The daily interest rate is generally between one thousandth and three thousandths.
There is also the so-called investment in financial products, which is risky and has relatively few companies.