How about Long Jun's new Liv whole life insurance? Is the product guarantee comprehensive?

This product has the characteristics of locked income, safety, stability and flexibility, and is especially suitable for the long-term pension planning of ordinary people. Its cash value will increase after the payment expires, and it also has the function of death protection, which meets the dual needs of modern family wealth management and protection. The main features of this period are:

Long-term savings function, locking in future interest rates and obtaining stable income;

Lifelong lock-in 3.5% interest rate, stable salary and anti-inflation;

After the expiration of the payment period, the insured amount will be accumulated at 3.5% compound interest in each policy year;

After the payment expires, the cash value at the end of each policy year will increase with 3.5% compound interest;

If parents insure their children, they can choose to add the guarantee that the insured is exempt from paying premiums, and extend their care for their children indefinitely;

Regardless of risk protection, it meets the needs of senior and underage financial managers for higher protection.