Before the official start, the senior sister will briefly tell you the basic knowledge of insurance: super full! Everything you want to know about insurance is here.
First, let's know about solvency. Simply put, solvency is the basic index that must be considered when measuring the financial situation of insurance companies. Generally speaking, how does this insurance company judge? Pay? .
Moreover, the CBRC has formulated relevant regulatory requirements for the solvency of insurance companies. The specific requirements are that the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating is Grade B and above.
Therefore, solvency is an important factor to judge the strength of an insurance company, but what other factors can ordinary consumers refer to? Interested friends may wish to take a look at this article:
What should we look at when we look at insurance companies?
Let's take a look at the latest solvency ranking table:
As shown in the above figure, the top ten insurance companies with higher solvency in the third quarter of 2022 are Hua Hui Life Insurance, National Pension, Xiaokang Life Insurance, China-Korea Life Insurance, Taibao Health Insurance, Allianz Sino-German, Luen Thai Metropolitan Life Insurance, Ping An Health Insurance, AIA Life Insurance and Minsheng Life Insurance.
Seeing this, if you want to know more about the solvency rankings of different insurance companies, you can poke this understanding: the solvency rankings of the most comprehensive insurance companies in 2022.
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