What is the relationship between bank information and UnionPay business? Urgent! The more detailed, the better!

CHINAUMS, a subsidiary of China UnionPay, specializes in the construction of bank card acceptance market and provides comprehensive payment services. Founded in February 2002 and headquartered in Shanghai. Under the guidance of the People's Bank of China and China UnionPay, UnionPay has been committed to the construction of the bank card acceptance market in China, focusing on improving the acceptance environment of bank cards, solving the convenience of citizens' payment and improving the efficiency of enterprise capital operation.

By the end of June 20 12, UnionPay had set up offices in all provincial administrative regions except Taiwan Province Province, and its market network had covered 336 cities above prefecture level, serving more than 1655000 merchants and maintaining 230 100 POS terminals, accounting for 42.6% and 38% of online merchants and online POS terminals of UnionPay respectively. There are 8592 ATMs and 868 self-service terminals11/kloc-0. Become the largest professional service organization for bank card acquiring in China.

On May 26th, 201/year, UnionPay Commercial Co., Ltd. obtained the payment business license issued by the People's Bank of China for the first time, covering payment business types such as bank card receipt, Internet payment and prepaid card acceptance. The issuance of payment business license reflects the full recognition of UnionPay's business model and compliance measures by the regulatory authorities, creating more favorable development conditions for the company to expand its service field and improve its service level.

Shanghai Yinshang Information Co., Ltd. (referred to as "Yinshang Information" for short) is a specialized company engaged in industry card operation service, member loyalty management plan and marketing value-added business under UnionPay Commerce, which is controlled by China UnionPay, and is the largest provider of overall solutions for industry cards in China. The core business includes the production and personalized customization of various bank cards and business cards, and is committed to providing various high-quality, safe and reliable payment products and comprehensive payment services for financial enterprises and large and medium-sized commercial enterprises.

Yinshang Information was established in August 2005 and is headquartered in Shanghai. Up to now, the company has set up six branches in Jiangxi, Jiangsu, Huangshan, Xinjiang, Zhejiang and Fujian.

Simply put, they are all owned by China UnionPay. UnionPay business is mainly equipment maintenance business, and bank information is card issuing business.