1. Special decisions or applications: In the course of operation, Xingye Consumer Finance Co., Ltd. may have some decisions or applications that are different from the conventional operation or beyond the conventional authority. These decisions or applications may involve important strategic, operational, financial or risk aspects. In this case, the headquarters can carry out special approval or authorization, that is, "special approval of industrial consumer finance headquarters".
2. Senior approval authority: "Special approval of industrial consumer finance headquarters" can be approved by the senior management of the headquarters or decision-making bodies (such as the board of directors or senior management). This means that this decision or application is beyond the authorization of ordinary employees or branches and needs the approval of the top management of the headquarters.