Together with China Life Insurance, China Life Insurance Ping An Life Insurance Company of China, Pacific Life Insurance and Taikang Life Insurance, Xinhua Life Insurance is called the fifth largest family in the industry. These five insurance companies have many domestic terminal branches, many insurance employees and many insurance products, and their business outlets are all over the country, which is quite reliable. Xinhua Life Insurance Company ranks ninth in the country. Let's get to know each other.
However, to analyze how reliable Xinhua Life Insurance Company is, we have to look at "the overall strength of the insurance company" and "its own insurance products". Let's analyze it from these two angles:
As a bachelor of life insurance, Xinhua Life Insurance has its own characteristics among big brands, especially critical illness insurance, which has always been based on cancer and paid more, in line with national conditions. However, cancer is high, and the premium paid is naturally rising, and it is aimed at middle and high-end customers, which has caused a lot of controversy, but many people question how reliable Xinhua Life Insurance Company is. Let's look at this problem.
1, strength of insurance company:
Xinhua Life Insurance was established in 1996, headquartered in Beijing, with about *** 1766 branches with a registered capital of 31.1.90 billion yuan. Its comprehensive solvency adequacy ratio, core solvency adequacy ratio and comprehensive risk rating are excellent, with outlets and branches all over the country, and AI quick compensation is very good.
2. From the perspective of insurance products:
(1) medical insurance portfolio: it can be matched with a completely small amount (reassuring hospitalization, guaranteeing the renewal insurance amount 10 year) and a million medical insurance (Xinhua is getting better and better, guaranteeing the renewal insurance amount 10 year), with good renewal insurance and no deductible for medical treatment, and can cope with daily medical expenses such as colds, enteritis and fractures.
Don't worry about judging whether Xinhua Life Insurance Company is reliable from the overall medical insurance portfolio.
(2) Critical illness insurance: Xinhua Duobao Celebration Edition provides comprehensive protection for mild, moderate and severe diseases, with 15 special diseases diagnosed before the age of 60, and more 100% coverage. High-risk cancer can be compensated for many times, and the threshold is low, including new recurrence, metastasis and status quo. But payment will be more expensive.
Comparison of the latest top ten rankings of China insurance companies in 2022;
1, China Life Insurance (Fortune 500 enterprises, Top 500 Chinese brands, national vice-ministerial units)
2. China Ping An (the first joint-stock insurance company in China)
3. China People's Insurance Company (Fortune 500, one of the largest insurance companies in the world at present).
4. Anbang Insurance (one of the large insurance group companies in China)
5. Pacific Insurance (the second largest property insurance company in Chinese mainland, second only to China Property Insurance, and the third largest life insurance company).
6. China Taiping (the sixth national life insurance company in China)
7 Taikang Insurance (a national joint-stock life insurance company approved by the head office of the People's Bank of China)
8. Fude Life Insurance (a national professional life insurance company controlled by Shenzhen Fude Financial Investment Holding Co., Ltd.)
9. Xinhua Life Insurance (Forbes Fortune 500)
10, Huaxia insurance (national joint-stock life insurance company)
The above is how reliable Xinhua Life Insurance Company is brought to you by Bian Xiao. Please pay attention to the answer about the number of China Xinhua Life Insurance Company.