First, the characteristics of Shanghai Pudong Development Bank's monthly profit
This wealth management product is novel and unique in design, combining the interest rate on the first day of subscription and the open redemption after short-term locking. On the one hand, investors can enjoy the investment income of T+ 1 working day after purchase, and the financial management is no longer unified, so they can easily arrange the financial management cycle according to their own capital surplus. On the other hand, after holding the product for at least 14 days, investors can choose to quit according to their own use of funds. After successful extraction, the product principal can be obtained in T+ 1 working day. The open redemption design after short-term locking is convenient for investors to allocate funds flexibly, and it is suitable for investors who don't need funds in the short term, but the trend of fund use is uncertain for a long time. The fluidity and freedom of products are relatively high.
Second, the wealth management products of Shanghai Pudong Development Bank
The series of sound financial management products are managed by Shanghai Pudong Development Bank according to the investment plan and method agreed with customers in advance, and the income is paid to customers according to the agreed investment rate of return. The main investment directions include but are not limited to domestic inter-bank bond market, bond repurchase, credit lending, credit assets, etc. By actively managing and using related financial instruments with simple structure and low risk, and at the same time, banks have the right to terminate products in advance, the yield of products can be improved.
As can be seen from the above, the bank's wealth management products are relatively safe, and the wealth management products of Shanghai Pudong Development Bank are relatively stable. Shanghai Pudong Development Bank enjoys monthly income, and will open the No.2 wealth management product with guaranteed capital, which is less risky and more suitable for users who pursue stability. Pufa also has non-guaranteed wealth management products with high risks but high returns.