Wuxi Xishang Bank is a joint-stock private city commercial bank, which is composed of eight shareholders, including Hodo Group Co.,Ltd. Co., Ltd., Hongdu, Daxing Investment Group Co., Ltd. and Jiangyin Chengxing Industrial Group Co., Ltd. It was established in April 20438+April 2020, and is the second private bank in Jiangsu Province. The first private bank in Jiangsu Province is Jiangsu Suning Bank, which opened in June 2065438+2007.
Wuxi Xishang Bank is the19th private bank approved by China Banking and Insurance Regulatory Commission, the second private bank in Jiangsu Province and the first private bank in Suzhou, Wuxi and Changzhou. Founded by eight outstanding private enterprises in Jiangsu Province, including Hodo Group Co.,Ltd. Co., Ltd., with a registered capital of 2 billion yuan, it officially opened on April 16, 2020. Business scope includes: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic settlement; Handle bill discount; Issuing financial bonds; Buying and selling government bonds; Engage in interbank lending; Provide guarantee; Agency payment and insurance agency business, etc.
Wuxi Xishang Bank adheres to the concept of keeping promise and steady operation, firmly adheres to the direction of inclusive and misplaced development of science and technology, keeps in mind the mission of inclusive finance and all-round win-win, takes mobile finance and Internet of Things technology as the means, takes serving small and medium-sized enterprises, serving technological innovation and serving urban and rural residents as its own responsibility, bases itself on Jiangsu, radiates the Yangtze River Delta, and makes products easy to know, services easy to obtain and benefits easy to enjoy, so as to build a science and technology bank with the characteristics of Internet of Things.
Wuxi Xishang Bank, the full name of Wuxi Xishang Bank Co., Ltd., has its registered address at floors 1-2 and 5-1/Hongdu Fortune Plaza, No.578 Dongxiang Road, Anzhen Street, Xishan District, Wuxi City, Jiangsu Province. The business scope includes the banking business of licensed projects (projects subject to approval according to law can only be carried out after approval by relevant departments).
Commercial banks are a kind of banks, whose main business scope is to absorb public deposits, issue loans and discount bills. Commercial banks have no right to issue currency. The traditional business of commercial banks is mainly deposit and loan business. Most of the businesses handled by users are in commercial banks.
The main characteristics of commercial banks include enterprise characteristics, financial enterprises, specialized banks and legal nature. As a special kind of bank, commercial banks are different from central banks and policy financial institutions in their business nature and business objectives. Commercial banks aim at making profits.