How does Shijiazhuang loan company make a profit?

Generally speaking, the interest rate of unsecured loans is higher than that of banks. About 2%-2.8%. Bank interest 1%, the excess is the profit of the loan company. However, apart from employee salaries and daily expenses of the company, the specific net profit cannot be known. As for the company's profit, it depends on the business volume and the late repayment. Because of the high risk of this kind of loan, customers may have bad debts if they don't repay, and the cost of debt collection may be incurred in the later stage. The overall situation depends on the size of your business volume and risk control.