Only after the developer signs a loan cooperation agreement with the housing provident fund management center can the housing provident fund loan be carried out. At the same time, the developer must have complete five certificates, business license, construction land planning permit, construction land construction permit, registration certificate and pre-sale permit.
1, five certificates: the first is the state-owned land use certificate (Land and Resources Bureau), and the second is the construction land planning permit.
(Planning Bureau), the third is the construction project planning permit (Planning Bureau), the fourth is the construction project construction permit (Construction Bureau), and the fifth is the commercial housing pre-sale permit (Housing Authority).
2. The pre-sale certificate is the last of the five certificates, and the Housing Authority is responsible for examination and approval. You can call the staff of the local housing authority directly. If the pre-sale certificate has been processed, it means that the five certificates in the community are complete and you can buy with confidence!
The housing supported by the housing provident fund loan includes: commercial housing with capped main structure, existing commercial housing, affordable housing, housing reform housing, fund-raising cooperative housing and second-hand housing.