If finance can't serve the industry, such finance is a flash in the pan, endangering enterprises and society. It is difficult for banks to lend to small and medium-sized enterprises because of their poor credit status, imperfect financial system and weak ability to resist risks. In order to reduce bad debts, banks tend to be reluctant and afraid of lending, and timely lending is also costly. Therefore, supply chain finance has become the research object of important management reform for various industries to seek competitiveness and sustainable development. However, there are also many problems worthy of vigilance and attention behind this trend. There are many "pseudo-supply chain finance" phenomena in practice, or they are doing arbitrage under the banner of Internet finance and supply chain finance. Good integrated services of supply chain finance are hard to find, and Yuntu @ Supply Chain Finance% is good.