Now many investment and wealth management companies look large, but they are not professional investment and wealth management. If you are not a professional investment and wealth management company, how to ensure the professionalism of wealth management products? Professional investment and wealth management companies have professional risk control teams and operation teams, which can well grasp the safety and risks of wealth management products and provide more professional services for investors.
Second, look at safety.
Many wealth management companies in the market have no effective security measures. Banks also sell many wealth management products. Although large banks are relatively safe in security, the low expected annualized rate of return and long cycle of wealth management products are the main reasons why they are not favored by investors. Before investing in financial management, we must be optimistic about the safety of financial management companies to avoid being deceived.
Third, the risks of investing in wealth management companies.
Fourth, look at the product type, investment direction, and the feasibility of expected annualized expected return.
Usually, financial advisers will say that capital preservation guarantees the expected annualized expected income. However, investors should note that not all investment and wealth management products guarantee the expected annualized expected return.
It is very important to look at the direction of investment and financial management. Sometimes, the purchased bank wealth management products will also suffer losses. Sometimes it is not that investment and wealth management companies are reliable, but that investors should look at the investment direction and future development of wealth management projects when choosing.
General investment and wealth management companies will say how much the highest expected annualized expected income can reach. In fact, there are two kinds of investment and financial management, one is the fixed expected annualized expected return, and the other is the floating expected annualized expected return. Among these two types, the fixed expected annualized expected return is more suitable for investment, while the financial products with floating expected annualized expected return still need investors' caution, and the expected annualized expected return is high and risky. Under normal circumstances, the expected annualized expected income will not reach the highest, so don't choose wealth management products because of high expectations.
Are investment and wealth management companies reliable? Any investment and wealth management company and bank will tell investors the highest expected annualized expected return, but investors without certain risk tolerance still choose financial products with fixed expected annualized expected return. Although the expected annualized expected return is low, it is safe and stable.