Financial Rubik's Cube is an artificial intelligence financial management APP launched by Beijing Pocket Wealth Information Technology Co., Ltd. for the new middle class. The team members are mainly from Tsinghua, Peking University, Chinese Academy of Sciences and well-known brokerage fund research institutes, and have obtained financing of over 100 million yuan from many well-known investment institutions such as Jiuhe Venture Capital and Xinyi Capital.
The Financial Rubik's Cube is an artificial intelligence financial management APP and a personalized wealth management platform driven by artificial intelligence. Through artificial intelligence technology, it provides users with customized asset portfolio, one-click global configuration, real-time monitoring of financial markets, dynamic position adjustment and other functional services that match their risks. Financial Rubik's Cube provides high-quality financial services to the middle class through artificial intelligence technology, helping them to maintain and increase their assets.
1, proactive all-weather policy
All-weather strategy is an important portfolio strategy, emphasizing the principle and importance of scientific allocation, dealing with different market environments through the combination of various assets, and striving to achieve the established investment goals in various environments. Financial Rubik's Cube takes the lead in introducing the all-weather strategy into China, and optimizes it according to the domestic situation, adding active management factors, building a portfolio based on AI models and systems, adjusting the asset allocation ratio in time according to the different short-term asset risk conditions, and controlling the exit through active risk control to avoid extreme risks.
2. Core technology
Intelligent customer analysis and management system
The system includes four modules: intelligent customer analysis, intelligent customer operation, intelligent investment and intelligent customer service/consultant, which can help customers accurately identify the bottom line of risk, personalize and stabilize customer psychology, and then stabilize the capital inflow and outflow structure.
Intelligent investment management system
The system covers global asset allocation, multi-factor model, risk control and thousands of people. Adopt active all-weather strategy and three-level risk control system, with the main goal of controlling the maximum cash withdrawal and obtaining the average market income, and realize the automatic operation completely driven by AI.
Core products:
Financial Rubik's Cube has launched five major financial accounts, providing complete wealth management services for more than 40,000 users.
1. Smart portfolio: Smart accounts scientifically allocate global assets, implement dynamic position adjustment, control the bottom line of decline, and help investors obtain high returns through long-term investment in Public Offering of Fund. It has the characteristics of low fluctuation, bottom line, controllable risk and predictable long-term income.
2. Steady combination: A steady account will choose stock and bond funds for scientific combination. According to market changes, the allocation ratio is adjusted, and all the funds invested are Public Offering of Fund, which can be purchased and redeemed at any time, with the characteristics of considerable income, safety and flexibility.
3. Current portfolio: A current account is a portfolio of money funds, bank wealth management and deposits. Combined dynamic configuration has the characteristics of high security, stable income and on-demand access.
4. Insurance guarantee: Insurance guarantee has a rich product library and provides one-on-one service for experts. It aims to solve all aspects of insurance problems and has the characteristics of tailor-made protection plan.
5. Intelligent fixed investment with low valuation: With Buffett's value investment as the core concept and artificial intelligence as the driving force, select high-quality A-share funds, evaluate the valuation of A-shares, and give suggestions for fixed investment in each period to help people realize undervaluation and buy more, overestimate and buy less, and get better returns.