1, meeting the minimum registered capital (paid-in monetary capital of RMB 5 million; There are 654.38 billion financing guarantee companies engaged in re-guarantee business, which have been in business for more than two years).
2. Having a business place that meets the requirements.
3. Articles of association that comply with the law (Company Law).
4. There are management and evaluation personnel who are familiar with finance and related businesses.
legal ground
Article 682 of the Civil Law stipulates the subordinate position of the guarantee contract and its invalid legal consequences. Guarantee contract is subordinate to the principal creditor's rights and debts contract. If the principal creditor's rights and debts contract is invalid, the guarantee contract is invalid, unless otherwise stipulated by law.
If the debtor, guarantor and creditor are at fault after the guaranty contract is confirmed to be invalid, they shall bear corresponding civil liabilities according to their faults.