This is my suggestion.
Guangdong Gitzo Guarantee Co., Ltd. cheats consumers and retailers by usury installment! With the improvement of the quality of life, "shopping" is something we have to do every day or every moment. At present, it is popular to buy things by installment, and a foreign company named Guangdong Gitzo Guarantee Co., Ltd. has appeared to handle this business. This promotion business originated in Shenzhen and has been promoted in various cities in Guangdong, such as Suning Appliance, Zhongyu Telecom, Hengbo Communication, Dida Communication, individual mobile phone stores, individual electrical appliances stores, individual computer stores, computer cities, individual electric car stores and individual motorcycle stores. If you apply for installment payment, you can buy anything, without mortgage or guarantee. When you pay by installment, the salesman only tells the customer the monthly payment price, not the interest expense. After the office, I calculated that the interest rate was surprisingly high. "Loan 1.300 yuan, down payment in 300 yuan, divided into 1.2 months, monthly 1.23 yuan. The annual interest will be 476 yuan (by analogy, the annual interest of goods with loans as high as 1000 yuan can reach more than 3,700 yuan). Later, I called the customer service of Gitzo Company to complain, and the customer service said that it included an accident insurance from China-Italy Life Insurance Company. I never heard the Gitzo salesman explain the interest and insurance when I handled it. I only said that I would change it once a month 123 and I wouldn't overcharge it. At that time, I just thought it was reasonable to pay more 176 yuan, and I didn't calculate it carefully. I forgot that the down payment has been paid to 300 yuan. I believe many people are cheated in this way.
Later, I heard from the salesman of Gitzo that Sino-Italian life insurance company also owns shares in Gitzo installment company, so it is necessary to buy insurance. Later, I looked it up on the Internet, and the reputation of Jiex Company was very poor. It was said that foreign swindlers and loan sharks had cheated China people. I didn't expect such a thing to happen.
Why do so many individual businesses in Guangdong have this kind of business? Later, according to market research, this kind of business promoted the illegal profiteering sales of merchants. Most consumers who pay by installment buy and sell loans, but they don't bargain with individual sellers. All of them are sold at the original price, and some of them are inferior goods, so that a merchant can make a profit from 600 yuan to 1.200 yuan. Therefore, many businesses cooperate with Gitzo staging company with the intention of profiteering. This is also a method that Gitzo Staging Company came up with to quickly market usury benefits after discovering the weaknesses of these dealers. Emerging industries with new consumption.
Using this as a legal loophole to deceive consumers to obtain high-interest financial pyramid schemes. I hope that the relevant governments will pay attention to and strictly control these foreign financing companies that specialize in deceiving consumers with beautiful slogans. Just like the financial crisis, it brought down our own country's economy, which is useful for promoting China's economy. This is a soft spittoon shell that harms our economic and financial consumption in China, and it seeks personal gain and hollows out economic consumption under the banner of investing in China to drive China's economy. China's financial management institutions, major banks and banking regulatory bureaus have not found such foreign companies making huge financial profits in China? These companies finally made money from China and moved abroad, only adding some taxes. It is China's financial market that suffers. At present, companies with this business model are exclusively operated by foreign companies, earning more money for several years. After banks in China thoroughly supervise and control financial consumption, can they still invest in China? It should be turning! A so-called foreign company that changed places with one shot.
Excuse me, which government departments have approved these blatant legal usury companies to deceive consumers openly and make huge profits in public consumption places? The sorrow of the price bureau and the consumer association! ! ! . For example: "The profit of a commodity of an enterprise operator in 500 yuan is not lower than that of a guarantee company or 400 yuan. Is the commodity bought by every deceived consumer the national standard retail price? " .
It is understood that this company calls customers who don't pay back the money, threatens to force dunning at consumer units, family members, or relatives and friends, or entrusts legal institutions to mail lawyers' letters to blackmail customers by legal means. For those customers whose dunning methods are ineffective, they finally entrust a private dunning company to threaten dunning, and how much they can recover is pure profit. Their marketing policy is to make 10 fool's money (usury), even if one or two don't pay it back, the whole will still make money. Therefore, we take advantage of the greed of these individual mobile phone stores for profits, brainwash these cooperative businesses with the concept of pyramid schemes, and deceive consumers with their stores and customers.
Warn these dealers: "Your sales market will be gradually divided by these moths. Gitzo's installment payment has changed your normal sales market. Why is the sales market far behind now? " Because your customer source has gradually made huge profits through this kind of consumption, other dealers abuse market advertisements to attract customers' attention and overdraw your customers through installment payment. It's just that you feel a little profitable for the time being, but in fact you finally overdraw the reputation of your shop and make money for this installment company under the slogan of goodwill and win-win. Finally, turn your store into a usury target reviled by consumers, and then brainwash the outstanding employees in your store into employees of other companies through cooperation methods such as installment payment. Finally, I let you lose your wife and lose your soldiers, overdrawing the reputation of your store that you have worked hard for many years.
In other words, if the credit department of state-owned banks in China cooperates with you, your business route is a wise choice. Interest rates and fees are at least open and transparent, and national banks will also protect the interests of their operators and the rights and interests of consumers. At least the investment projects of state-owned banks will not deceive consumers. Unlike foreign companies like this, they only invest in business, with the aim of making money and cheating China people. According to the salesman of this company, "in order to quickly occupy this consumer market, the company has set a high bonus for hiring salesmen with high salaries." The purpose is to stimulate the greedy psychology of salesmen to get high bonuses and enhance the marketing means to deceive consumers. The reward for a successful transaction is 50% of the profit-insurance plus 250 yuan's bonus. The salesman said, "It is easy for a good employee in this company to earn 1 10,000 to 20,000 a month." If the salesman receives a customer complaint and does not handle it properly, the company will take the method of dismissing the employee. If the customer fails to repay the money, the bonus will be deducted and most of them will be suspended for inspection. Put the blame on the salesman and evade the responsibility. The salesman sighed with emotion: "the welfare of this company is very good, but the work pressure is very unstable and life is insecure."
I am also an authentic Gitzo victim. The salesman in the story has been dismissed by this company because he was complained by consumers during the sales process. All the stories told are true investigation and evidence collection. In order to obtain the authenticity of the materials, I visited the sales points of this company in various cities in Guangdong, and found that they were all cheating sales in this way.
I hope that the deceived consumers can tell this story to your relatives and friends and correctly understand the real financial and credit consumption. Especially those who work outside to earn hard money. Don't be cheated for small profits, I don't know what to do. I can only submit to humiliation and complain about others. Personal sellers who have business dealings with this company warn you to carefully consider your business mode, and don't choose sesame seeds and lose watermelon.
It also calls on the national government to manage and rectify this new type of financial consumption more effectively and purify the financial market of state-owned banks. With the development of China's financial and credit industry, every consumer can correctly understand and treat the consumption mode of installment shopping. Advocate consumers to correctly understand the healthy (phased) consumption pattern.
Gitzo, no matter how big it is, is just a credit company. There are many such credit companies in China, and such junk companies are also connected with China's financial system? So there is nothing wrong with the national financial system? Hundreds of thousands of arrears are not paid, and the whole world is starving and timid to death! Then you can sue him for some money, which is not enough for them!
If you are interested in bringing down Gitzo, please reply and leave your name. Together, we jointly wrote to Beijing to complain, completely eliminating Gitzo, the black sheep, and returning the China consumer market to a pure land and the China consumers to an innocence. Thank you! !