I have a mortgage in ICBC, Lichuan City, Hubei Province, with the principal of170,000 and the monthly payment of 1400, which has been paid off for ten months. Now I want to mention it. ...

You can pay back 50,000 yuan in advance online before calculating the monthly payment, which seems to have little effect on the monthly payment. This is the regulation of ICBC in various places. ICBC is not good, and I just borrowed money. ICBC wants the benchmark interest rate 1. 1 times, while BOC only wants the benchmark interest rate. ICBC was too dark, so I chose BOC.