The marine cargo insurance clauses of China People's Insurance Company are divided into general insurance clauses.

F. F.P.A.

1, F.P.A. Insurance: F.P.A. Insurance is the least liability of the basic insurance, covering all losses of the insured goods caused by bad weather, lightning and other natural disasters.

2. W.P.A. Insurance: All or part of the loss of goods caused by the accident that the means of transport hit the rocks and sank; All or part of the losses caused by natural disasters such as bad weather at sea before and after the accident; All or part of the loss caused by one or more goods falling into the sea during loading and unloading; Reasonable expenses paid by the insured for rescuing the goods; And the insured should bear part of the responsibility for the losses caused by natural disasters such as bad weather.