Is Datong Insurance Company True or False?

Is Datong Insurance Company True or False? Chase is not an insurance company, but an insurance service company, which mainly provides services. The purpose of not producing products is to eliminate the information inequality between customers and insurance companies. Instead of selling products, it is better to provide consulting services. For example, there are currently 76 life insurance companies and more than 200 property insurance companies in the market, each of which will say that their products are the best, but none of them survive by cheating. Then, what are the characteristics of their products, what are the needs of customers, and how to choose the most suitable combination from the products of various companies? This kind of work can only be judged objectively from the perspective of a third party, which is like a salesman knowing that a product is good will definitely not recommend it to you. Datong is a professional intermediary, that's all. Insurance intermediary (English name: insurance intermediary) refers to the unit or individual that specializes in insurance business consulting and sales, risk management and arrangement, value measurement and evaluation, loss identification and adjustment, etc. between insurance institutions or between insurance institutions and policyholders, and obtains commissions or handling fees from them according to law.

The main forms of insurance intermediary are various, including insurance agents, insurance brokers and insurance assessors. In addition, units or individuals in other professional fields can also engage in certain insurance intermediary services, such as insurance actuaries, accident investigation agencies, lawyers, etc.

Chinese name

Insurance intermediary

Foreign name

Insurance intermediary

trait

Engage in insurance business

nature

Insurance business organization

function

Professional technology, insurance contract, negotiation and negotiation

quick

navigate by water/air

The present situation, function, development direction, supervision goal and development prospect of American institutional books

Brief introduction of insurance intermediary

Insurance intermediary is the product of fine division of labor in insurance market. The emergence of insurance intermediaries has promoted the development of the insurance industry, made the supply and demand sides of insurance more reasonable and faster, reduced the labor of the supply and demand sides, not only met the needs of the insured, but also facilitated the insured to apply for insurance and reduced the operating costs of insurance companies. The emergence of insurance intermediary solves the problem that the insured or the insured lacks insurance professional knowledge, and helps customers to obtain the insurance products that are most suitable for their needs to the greatest extent. In addition, the emergence and development of insurance intermediaries have freed insurance operators from heavy exhibition and inspection work, and concentrated on market research, insurance development, solvency management and insurance fund utilization, and built a management system with fast delivery and efficient system operation.

Insurance, banking and securities belong to the financial industry. Although China implements the policy of separate operation of financial industry at present, there are inextricably linked financial industries. Because financial institutions have extensive contacts with all walks of life and have fixed sales channels, they can effectively act as part-time agents through financial institutions. In the insurance market of China, insurance agents play a unique role in some scattered types of insurance with small single business volume and wide business scope. At present, there are more than 1 10,000 full-time and part-time insurance agents in China, and more than 60% of our annual premium income is obtained through insurance agents.