If the owner goes to the bank to handle the car loan business, even if the 4S shop that bought the car at the beginning closes down, it will not have much impact on the repayment of the owner. Because the repayment object of the owner is the bank, and the motor vehicle registration certificate of the car is also mortgaged in the bank, even if the 4S shop closes down, the owner will still repay normally.
Then, if the car owner signs a car loan contract with the auto financing company when handling the car loan business for the first time in the 4S shop, it will affect the normal repayment of the car owner. If a branch of an auto financing company goes bankrupt, the owner can go to the headquarters of the auto financing company and ask how to solve the problem.
If the auto financing company is not a branch, then the owner can first consult the main person in charge of the company to discuss the follow-up repayment situation, and finally pay off the loan and get back the motor vehicle registration book. If the main person in charge of the auto financing company does not actively respond to the lawsuit, it is best for the owner to go directly to the court and seek help from the court.
The best way is to stop repayment now and wait for the lender to find you a one-time solution. I don't know where the formalities of this car are, at least you don't have the ability to understand. I'm still in a fog. I don't have a car
What the subject said should be that your vehicle has been used for mortgage financing. As an industry veteran, I want to share with you how to deal with this situation. Because the loan company was suspected of some problems, it was attacked and investigated, and the motor vehicle registration certificate of your vehicle was still detained in the other company. Because the other party has been seized, your certificate has also been used as evidence and you can't take it out.
Let's talk about whether you don't have a motor vehicle registration certificate (the Great Green Paper) affects the motor vehicle registration certificate, which is often called the "Great Green Paper". Although you don't need to carry it with you, you need to use it when handling vehicle transfer, transfer and change. Because it is as important as the "ID card" of a car.
However, if your vehicle is not transferred, transferred or changed in future use, it will not affect your normal use. Even if your vehicle has a traffic accident, it will not affect any insurance compensation.
Can I reissue it? If you want to reissue a new great green paper, it is absolutely possible and very convenient. Here are the steps:
1. The owner of the motor vehicle must provide the original ID card of the owner (the original residence permit must also be provided by the foreign population) and drive the vehicle to the motor vehicle management office of the traffic police force.
2. Fill in the registration information according to the process and inspect the vehicle through a special inspection channel.
3. After the vehicle inspection is completed, the owner will go to the service desk in the business hall of the vehicle management office to sort out the information and take the number for processing.
4. Accept the post phone, and the owner will go to the corresponding window to handle it.
The owner will get the motor vehicle registration certificate at the license station.
The above is the process of reissue, which is very simple and convenient.
Even if you get the Great Green Paper, your vehicle is still mortgaged in the file of the DMV. If you don't return the car, your car can't be transferred or transferred.
How to go through the formalities of understanding mortgage? Although you said that the mortgage salesman can help you with it, you need to find out whose name your car is mortgaged, whether it is the name of an individual or the name of the company that was seized.
If it is in the name of an individual, the mortgagee of your vehicle can go through the formalities of withdrawing shares with you with relevant information and documents.
However, if it is in the name of the company that has been sealed up, even if the unloading salesman has the company's official seal and related materials, don't go through the formalities of withdrawing shares, because the other company is in the stage of filing an investigation and hasn't finished sorting out all the materials. If you go through the withdrawal procedure again, who will you return the principal to? Since the other party has been sealed up, how to withdraw cash?
The process and information will be suspected of breaking the law, so if it is under the name of the seized company, don't rush to release it.
If you don't cancel the mortgage, another problem is that according to the contract of vehicle mortgage financing, you may breach the contract, not only paying interest, but also paying liquidated damages. Don't worry about this situation.
You can go to a qualified lawyer and ask him to be your witness. The content of the witness is that you open a bank card and deposit the principal to be repaid in the card. You can keep this card yourself, but don't touch any money in the bank card until the withdrawal procedure is completed. In this way, as long as you take the lawyer's witness and the bank card issued by the bank, you can explain your problem. It's not that you don't pay it back, but that the seized company has no way to pay it back.
Isn't that what Murray is like? . . This kind of auto financing company will generally connect with financial institutions, such as a trust product and a leasing company. Procedurally speaking, before the bankruptcy liquidation of a financial company, a creditors' meeting will be set up, and all creditors will coordinate their claims with the person in charge of the bankruptcy of the company. Next, the remaining recoverable creditor's rights of the car loan company will be used to repay institutional investors. Then, institutional investors will entrust or sell directly to a third party to take over the company. Finally, I really don't know who will contact you to coordinate the repayment and procedures. . .
I'm glad to answer your question.
First of all, I judge that your car should be mortgaged to a financial company, not a bank. If it is mortgaged to a bank, the registration certificate (green copy) will definitely be placed in the bank, not in other companies. I suggest you go to the vehicle management office to check whether the vehicle registration certificate is mortgaged to a bank or a financial company. This is more important.
1. mortgage to the bank: mortgage to the bank will repay the car loan on time. After repayment, you can go directly to the mortgage bank to get the green book. If the bank cannot take it out or put it in another company, just complain directly. You can complain through the customer service phone first, but you can't complain directly to the bank insurance supervisor. I will definitely solve it for you.
2. If it is mortgaged to a financial company, it will be more troublesome. Because after repayment, their company needs to issue settlement certificate, pledge filing application form, power of attorney with official seal, copy of organization code certificate and registration certificate. Moreover, they have all been seized by the public security. These programs are estimated to be difficult to open, so it is impossible to decompress them. And according to my years of experience, I can't reissue the registration certificate without decompression. In this case, we must report the case to the public security organ. After the investigation by the public security organs, it should take a long time, so we will slowly wait for the final processing result. The car can still run normally, and it will not affect the normal insurance purchase and car inspection. Feel free to use it boldly. As long as someone dares to touch your car, call the police directly and wait for them to crack down on evil. Paying more attention to some survey results in the later stage can finally solve it.
I hope it helps you!
It's okay. Me too. The company went bankrupt. I plan to renew my insurance in the second year. When I contacted you, all the phone numbers were empty! Then call the bank!
The bank said that some big books are in the bank and some are in the loan company. You need to check! I dare not ask. The bank explained that if you are not here, you can reissue it with a settlement certificate or something!
But this is not what I thought, mainly a renewal deposit of 3900 and a car key! It is estimated that 3900 and the car keys are blind! Yes, I said someone might contact me after the company is liquidated! No letter for half a year! I guess money and keys are blind.
Lock the car in a separate garage first, then take it off and take it away. Otherwise, you don't even know why the car is gone. When the loan company goes bankrupt, it sells the debt to the collection company. They all know who it is, which will make your car money empty. Go to the police station and ask who has the green paper, then pay it off in one lump sum and cancel the mortgage on the car. Don't drive during this period, be careful to be a ship for ten thousand years.
If the repayment can be made normally, there will be background customer service settlement. . . Make up a green book. There is a high probability that the original green paper will not come back. Several of my customers made a new one.
The green paper is not important, but the mortgage status of your car. Even if you get the green paper back, it will be zero if you are not released at home! I'll pay you back when the police inform you, and keep the proof of repayment!
First of all, Daqingben is unlikely to be in their headquarters.
If so, congratulations, you don't have to pay back the money, just do it.
But this kind of small financial company generally won't keep your green paper, which is not cost-effective. Take your green paper and raise money is king.
So it is very likely that your Green Paper is in another bank or financial company.
But you don't know how much debt you have to bear.