2. Counter-guarantee method:
① The staff of the party and government organs and institutions fully supported by Nangong Municipal Finance have not reached the statutory retirement age during the counter-guarantee period, and there are no other loan guarantees and bad credit records; ② Real estate mortgage; ③ Handling the three-year deposit certificate of natural person of the bank.
Address: Room 309, Government Building
Tel: 5058 1 18
Data download:
① Nangong Venture Guarantee Loan QQ Group: 97 1562902
② Nangong City Human Resources and Social Security Network
Related reading:
The object and conditions of applying for a loan
1, personal loan
① Applicants: registered unemployed people in cities and towns, self-employed farmers in rural areas, people with employment difficulties, demobilized veterans, released prisoners, college graduates, workers and unemployed people in enterprises with excess capacity, migrant workers returning to their hometowns to start businesses, online merchants and poor households with established cards, who have no fixed jobs, are generally under 55 years of age for men and under 45 years of age for women, and can apply for business guarantee loans.
(2) Application conditions: Except for student loans, poverty alleviation loans, housing loans, car loans and small consumer loans of less than 50,000 yuan, when the applicant submits the application for business guarantee loans, he and his spouse should have no other loans and no bad credit records.
③ Amount and duration of application: The maximum amount of personal business guarantee loan shall not exceed 6,543.8+0.5 million yuan, and the longest period shall not exceed 3 years.
2. Small and micro enterprise loans:
① Application conditions: The number of newly-added employees who meet the requirements of business start-up guarantee loan in that year reached 15% of the existing employees of the enterprise, and they signed labor contracts with them for more than one year. There is no credit record of serious violation of laws and regulations, such as unpaid wages of employees and unpaid social insurance premiums.
② Application amount and duration: The maximum loan amount shall not exceed 3 million yuan, and the longest loan period shall not exceed 2 years.
Loan discount
From the date of 202 1 1 1, the interest of new loans for individuals and small and micro enterprises below LPR- 150BP shall be borne by borrowers and enterprises, and the rest shall be subsidized by finance. Borrowing individuals and small and micro enterprises with positive repayment, strong employment promotion ability and good entrepreneurial projects can continue to give discount on entrepreneurial guarantee loans, but the cumulative number of times shall not exceed 3 times.