Instant loan is an online loan, so it is recommended to be cautious when using it. Spot loan is a loan product of spot finance. Instant Consumer Finance Co., Ltd. ("Instant Consumer" for short) is a technology-driven financial institution with a consumer finance license approved by China Banking and Insurance Regulatory Commission. Adhering to the mission of "technology makes life easier", we will immediately focus on users and focus on inclusive finance, and strive to become the most reliable financial service provider in the world through technological empowerment and innovation, providing small and scattered consumer financial services to all social classes and groups with financial service needs. The company actively promotes consumption upgrading, stimulates domestic demand, serves the development of the real economy, and constantly makes positive contributions to economic and social development such as local taxation and employment.