What are the lending institutions? What are the lending institutions?

Lending institutions include various banks (state-owned banks, foreign banks and private banks), small loan companies, guarantee companies providing loan business, finance companies, financial leasing companies, pawn companies, insurance companies with loan business and professional loan companies. These are all related contents of lending institutions.

Specific introduction of lending institutions

I. Banks:

1. Commercial service banks: Generally, commercial service banks only lend money in a short period of time, and the next payment period does not exceed one year;

2. City banks: mainly because local farmers, agriculture and animal husbandry and agricultural economic development trends provide financial services;

3. Preferential tax policies Banks: Generally, they give preferential treatment in terms of loan operation scale, term and annual interest rate.

Second, the theme financial company:

1. Auto finance investment company: financial and non-bank financial enterprises that buy cars and serve customers for lenders;

2. Consumer credit enterprises: non-bank financial enterprises that provide transactional loans to individuals.

Third, private lending institutions:

1. Small loan enterprise: it does not absorb the savings of the masses, has the assets of an independent legal representative, and bears legal responsibility for its creditor's rights and debts with all its assets;

2. Pawning company: an informal marginal financial enterprise with an alias of pawning and issuing pledged loans.

Four. Non-bank financial institutions:

1. Loan enterprise: A loan enterprise is a limited liability company enterprise fully funded by a regional commercial service bank or a rural cooperative bank;

2. Insurance companies: loans brought by insurance companies;

3. Agency bookkeeping companies: most of them are subsidiaries of commercial service banks, which digest and absorb savings and issue loans;

4. Trust is a financial product with variable loan interest, which is generally affected by the financial requirements of investment.

This article mainly writes about the relevant knowledge points of lending institutions, and the content is for reference only.