1. Use cash at will, and cash transactions are frequent.
According to the Provisional Regulations on Cash Management, in addition to paying wages and bonuses, purchasing units purchasing agricultural and sideline products from individuals, paying personal labor remuneration and various labor insurance benefits, economic exchanges between account opening units must be settled by bank transfer, but the current situation is that companies use cash at will. Income and expenditure are mainly cash receipts, and even some large-value businesses are cash receipts, resulting in a large cash flow and inconvenient management. ?
There is no limit to the cash on hand.
Banks should check the cash limit of enterprises as required, once a year. If an enterprise has several banks at the same time, one bank shall prevail. However, there is generally more than one bank in enterprises now. The cashier didn't care about the trouble and didn't put the excess cash back into the bank according to the regulations. Banks also turn a blind eye to the annual review of enterprises and re-examine the amount. Business leaders even let enterprises store more cash for the convenience of using cash. In this case, the cash on hand is several times higher than the normal regulations, and some enterprises have hundreds of thousands of cash on hand. This management method has brought great insecurity to enterprises. If enterprises have weak risk awareness or no awareness of prevention, the consequences will be unimaginable.
3, the article to the library seriously.
It is not uncommon for white bars to arrive at warehouses. Most of these IOUs are borrowed by leaders for temporary entertainment, internal employees, salesmen on business trips or doing other things. Not only does it take a long time to borrow, but some of them have a higher amount and a large number of pens. Accountants use the time difference to divert the cash on hand for other purposes, offset it with white bars, and sometimes even fail to recover the borrowed cash, causing many losses to enterprises.
At present, most small and medium-sized enterprises in China do not regard cash flow management as a valuable source of profits, and pay insufficient attention to it, which leads to difficulties in capital operation and funds. Therefore, as a manager of small and medium-sized enterprises, we must deeply understand the truth that "cash is king", formulate the cash flow strategy of enterprises from the height of financial strategy, correctly match the limited debt resources of the company with the development strategy of the company, and realize the maximization of enterprise value.
At the same time, cash flow management is not a purely financial operation activity, but should attach great importance to tactics, understand the process of cash flow of enterprises, grasp the real situation of production, operation and finance of enterprises, and find out the problems existing in the operation process of enterprises through the analysis of cash flow statement, so as to correctly formulate enterprise strategies.