Insurance agent qualification examination fee and insurance broker qualification examination fee
China CIRC will collect examination fees from those who sign up for the examinations when organizing the qualification examinations for insurance agents and insurance brokers.
20 15 The Ministry of Finance regulates the fees for the qualification examination of insurance agents.
I. Insurance supervision fee
(1) The China Insurance Regulatory Commission collects institutional supervision fees from various insurance companies (including insurance groups and holding companies), insurance asset management companies, institutions specializing in insurance intermediary business (including insurance intermediary group companies), representative offices of foreign insurance institutions and other approved insurance institutions (hereinafter referred to as regulated units). Among them: insurance companies, insurance asset management companies and institutions specializing in insurance intermediary business are charged according to a certain proportion of the registered capital at the end of last year (newly established institutions are charged according to the registered capital of the current year); Branches of foreign-funded insurance companies are charged according to a certain proportion of the working capital at the end of the previous year (newly established institutions are charged according to the working capital of the current year); Representative offices of foreign-funded insurance institutions are charged according to the quota.
The specific amount of registered capital and working capital shall be subject to the accounting statements audited by external audit institutions at the end of last year.
(2) China CIRC collects business supervision fees from various insurance companies and institutions specializing in insurance intermediary business. Among them, the insurance company charged according to a certain proportion of its retained premium in the previous year. In accounting, after the insurance risk is separated from other risks, the part that is not recognized as premium income (involving dividend insurance, investment-linked insurance, universal insurance, variable annuity and non-life insurance investment) is charged according to a certain proportion of its annual sales; Institutions specializing in insurance intermediary business charge fees according to a certain proportion of their agency business income in the previous year.
Retention premium refers to premium plus split premium minus split premium. Premium refers to all the money paid by the insured to the insurance company according to the insurance contract. The premium ceded refers to the premium ceded by insurance institutions to domestic insurance institutions (excluding the premium ceded to overseas insurance institutions).
The specific amount of retained premium, sales and operating income of agency business shall be subject to the accounting statements audited by external audit institutions at the end of last year.
(3) Insurance supervision fees payable by insurance companies, insurance asset management companies and institutions specializing in insurance intermediary business shall be uniformly paid by their legal person institutions. Insurance supervision fees payable by branches of foreign insurance companies and representative offices of foreign insurance institutions shall be paid by branches and representative offices. The supervised unit shall pay the insurance supervision fee of the current year before July 3 1 every year.
(four) the insurance supervision fee can be reduced or exempted in the following circumstances:
1. Policy insurance companies are exempt from the supervision fee of insurance institutions, and the policy business operated by policy insurance companies is exempt from the supervision fee of insurance business.
2. Rural insurance cooperatives are exempt from insurance institution supervision fees and business supervision fees.
3. Agricultural insurance, new rural cooperative medical insurance, rural small personal insurance, family planning insurance and serious illness insurance for urban and rural residents operated by insurance companies are exempt from insurance business supervision fees.
Agricultural insurance refers to the insurance activities in which insurance institutions are liable for property losses caused by agreed natural disasters, accidents, epidemics, diseases and other insurance accidents in crop, forestry, animal husbandry and fishery production according to agricultural insurance contracts.
4. For insurance companies, branches of foreign insurance companies and institutions specializing in insurance intermediary business that have been in business for less than 3 years (including 3 years), the supervision fee of insurance institutions will be charged by half.
Two, insurance agent qualification examination fee and insurance broker qualification examination fee.
China CIRC will collect examination fees from those who sign up for the examinations when organizing the qualification examinations for insurance agents and insurance brokers.
Three. The specific charging standards for the above-mentioned charging items shall be formulated separately by the National Development and Reform Commission and the Ministry of Finance.
Four, the charging unit shall use the bills uniformly printed by the Ministry of Finance in accordance with the provisions.
Five, the above fee income paid in full to the central treasury, into the central budget management. The specific collection measures shall be implemented in accordance with the relevant provisions of centralized collection by the state treasury. After the supervised unit pays the insurance supervision fee into the central treasury, it shall distribute a copy of the payment voucher to the Insurance Regulatory Bureau where the supervised unit is located as an enterprise legal person (or a branch of a foreign insurance company or a representative office of a foreign insurance institution) and the Office of the Financial Ombudsman of the Ministry of Finance in the local province (autonomous region, municipality directly under the Central Government, city with separate state planning) for the record. The funds required by the China Insurance Regulatory Commission to carry out insurance supervision and organization inspection shall be arranged by the Ministry of Finance through the departmental budget.
Six, the charging unit should be strictly in accordance with the above provisions, and shall not arbitrarily increase the fees, expand the scope of fees or adjust the fees, and consciously accept the supervision and inspection of the financial, price and audit departments. In case of levying, reducing or deferring fees in violation of regulations, legal responsibilities shall be investigated in accordance with the Regulations on Penalties and Punishment for Financial Violations, the Interim Provisions on Administrative Penalties for Violating Administrative Fees and the Provisions on the Administration of Confiscation of Revenue and Expenditure, and other relevant national regulations.
Seven, this notice from the date of promulgation. Notice of the Ministry of Finance and the State Planning Commission on Agreeing to Levy Insurance Business Supervision Fees (Cai Zongzi [1999] 123), Notice of the Ministry of Finance and the State Planning Commission on Relevant Issues Concerning the Qualification Examination Fees for Actuaries (Quasi-actuaries) and Insurance Intermediaries in China (Cai Gui [2000] No.37) and the Ministry of Finance and the State
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