Fuzhou personal car loan in the bank's general process is:
1. customer application: the customer applies to the bank, fills in the application form in writing and submits relevant materials at the same time;
2. Signing a contract: After the application materials submitted by the borrower are reviewed and approved by the bank, both parties sign a loan contract and a guarantee contract, and go through relevant notarization and mortgage registration procedures as appropriate;
3. Lending: The loan granted with the approval of the bank will be directly transferred to the account of the automobile dealer by the bank according to the contract after all the formalities are completed;
4. Repayment on schedule: the borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract;
5. Loan settlement: the loan shall be settled on the loan maturity date (one-time repayment of principal and interest) or the last installment (installment repayment).