How about Hua Ao Rong Xin?

They are liars in disguise, and each loan company will refund part of the interest if it repays in advance. But Huaao doesn't calculate interest at all, it is a service management fee. To put it mildly, it's quite cultured. So even if you repay the loan one year in advance, the service fee of more than 10 thousand you paid at the beginning can only be returned to around 2000. So I only blame being cheated from the beginning!