For example: recharge fee, management fee, cash withdrawal fee, VIP fee, etc.
1, management fee
At present, more than half of P2P online lending platforms will charge management fees. The collection of management fees is divided into three categories: 5%-10% of interest; The bond transfer fees is 0.5%-1%of the transfer amount; There is no management fee.
2. Withdrawal fee
According to the relevant monitoring data, there are three situations to collect the withdrawal fee at present. 1. If the prepaid funds are not invested, a withdrawal fee of 0.5%- 1% will be charged. 2. Withdraw cash within 15 days from the recharge date, and charge 0.3%-1%; 3. Charge different fees according to the withdrawal amount, which are below 6.5438+0 million yuan, 6.5438+0 million yuan-30,000 yuan and 30,000 yuan-50,000 yuan respectively.
3.VIP fee
Compared with ordinary users, VIP can enjoy different platform privileges, such as: ordinary users enjoy principal guarantee, VIP users enjoy principal and interest guarantee, and no handling fee. However, only a few P2P online lending platforms have opened VIP service channels.
4. Recharge fees
Most P2P online lending platforms do not charge recharge fees, but they do not include platforms such as auction and loan. Minimizing the threshold for entering the platform will help attract more investors.