1. Different organizational structure: A joint-stock limited bank adopts a joint-stock structure, which is composed of shareholders' contributions, and has established governance institutions such as a board of directors and a board of supervisors, while a bank is a financial institution, and its organizational structure includes a head office, branches and sub-branches.
2. Different business scope: The business scope of Bank Limited includes financial services such as absorbing public deposits, issuing loans, settlement and underwriting government bonds, while the business scope of banks is broader, including retail banking, corporate banking and investment banking.