Trust products: products with fixed yield and term issued by trust companies. The financing party raises funds from investors through the trust company, and guarantees the return of principal and income when due by pledging (pledging) assets (equity) to the trust company and the third party. Simply put, it is a financial product for investment and wealth management. Investors gain income by buying such products, and of course they also need to bear the corresponding investment risks.
Family trust is generally established in the form of offshore trust structure. It is a legal document concluded between the client and the trustee under the concept of English common law, which transfers the legal ownership of assets to the trustee, so that the trustee can hold assets in the form of "trust" on the premise of the interests of the beneficiaries. Simply put, offshore trust structure is not an investment financial product, but a legal document and structure that transfers assets to future generations according to the wishes of the principal (beneficiary).
The main role and structure of offshore trust:
The establishment of trust structure is entrusted to independent trust institutions or trust departments of large banks. Different trust institutions will have different fees, customized services and establishment thresholds.
Because the trust structure is more complicated and the visual threshold is higher. In addition to family trust, many insurance products on the market now also have some trust functions, which can realize the function of inheriting wealth according to the trustee's wishes by the beneficiary's designation and selection of different claims payment schemes.
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