Jianxin Pension Leap 366 is a product of Jianxin Pension Management Co., Ltd., which is the first professional pension management institution in China, with CCB holding 85% and National Social Security Fund holding 15%. From the perspective of product safety, Jianxin Pension Overpass 366 is a very formal financial product.
Jianxin Pension Leap 366 is a net worth wealth management product with low risk level and low probability of principal loss. According to the information displayed by Alipay on August 8, 2009 and 2065438, the annualized growth rate of CCB Pension Leap 366 has been 4.56%. The specific income depends on the situation when the product expires.
Selection skills of wealth management products:
First, we must grasp the characteristics of wealth management products. If it is a fixed-income RMB wealth management product with short-term financing bonds as the allocation focus, investors should not blindly pursue high returns, but should understand the credit rating of short-term financing bonds and look for products with better matching risks and benefits.
If it is a RMB wealth management product with floating income structure, because the income structure is relatively complex, investors should understand the income structure of the product and at least have a psychological expectation of the possible results. At the same time, because the highest rate of return of such products does not represent the real rate of return that can be obtained, investors need to make rational choices according to their own risk tolerance.
Second, judge the future trend of the linked target. New RMB wealth management products require investors to have certain basic financial knowledge, and need to judge different linked markets and investment directions, such as products linked to exchange rates. Investors need to make a preliminary judgment on the future trend of the exchange rate, and then choose bullish or bearish products.
Generally speaking, products linked to the securities index are relatively simple. In judging, we can refer to the historical trend of securities index and the current economic situation, roughly analyze the income structure of products, and then decide whether to invest.