In the Company Law and relevant laws and regulations on enterprise registration management, the company name is the only logo, representing the legal person status and economic entity of the company. Therefore, when opening a company account, in order to ensure that the corresponding relationship between the account and the company is clear and standardized, and to avoid risks and disputes caused by the inconsistency between the account name and the company name, banks usually require the account name of the company account to be consistent with the company name.
First, the basic process of opening a company account
Opening a company account is a rigorous and necessary process, which needs to be carried out in accordance with the bank's regulations and procedures. First, the company needs to provide a series of documents, including but not limited to company business license, tax registration certificate, organization code certificate, etc. To prove the legal identity and business qualification of the company. Secondly, the company needs to fill in the account opening application form, and make clear the account type, purpose, authorized personnel and other information. Finally, the bank will review the submitted materials and open an account for the company after confirmation.
Second, the determination of the company account name
In the process of opening an account, the determination of account name is one of the key links. According to the Company Law of People's Republic of China (PRC), Regulations on the Administration of Enterprise Legal Person Registration and other relevant laws and regulations, the company name is unique and exclusive, and it is the legal symbol of the company in economic activities. Therefore, when a bank opens an account for a company, it usually requires the account name of the company account to be consistent with the company name. This can not only ensure that the corresponding relationship between the account and the enterprise is clear, but also help the bank to manage and supervise the company account.
Iii. Handling of account names under special circumstances
Although the account name of a company account is usually the company name, in some special cases, the account name may not be completely consistent with the company name. For example, some companies may use abbreviations, aliases or abbreviations as account names for business needs or historical reasons. In this case, the bank usually requires the company to provide relevant documents to prove that there is a clear correspondence between the account name and the company, and to ensure that the use of the account name complies with laws, regulations and bank regulations.
To sum up:
The account name of a company account is usually the company name, which is to ensure that the corresponding relationship between the account and the company is clear and standardized, and to avoid risks and disputes arising from the inconsistency between the account name and the company name. Under special circumstances, if an abbreviation, alias or abbreviation is used as the account name, the bank will require the company to provide relevant supporting documents to prove its legitimacy.
Legal basis:
Company Law of the People's Republic of China
Article 7 provides that:
A company established according to law shall be issued a business license by the company registration authority. The date of issuance of the business license of the company is the date of establishment of the company. The company's business license shall specify the company's name, domicile, registered capital, business scope, name of legal representative and other matters. Where the matters recorded in the company's business license change, the company shall register the change according to law, and the company registration authority shall issue a new business license.
Regulations on the administration of enterprise legal person registration
Article 10 stipulates:
An enterprise as a legal person can only use one name. The name of an enterprise as a legal person applying for registration shall be approved by the registration authority, and after approval and registration, it shall enjoy the exclusive right within the prescribed scope.