2. Construction machinery and production equipment (such as machine tools and production lines) are closely related to the economic cycle, with strong periodicity, which is greatly affected by economic growth and industrial production capacity, and the market fluctuates greatly, such as textile machinery and printing machinery. The operating conditions of financial leasing companies mainly engaged in this kind of business are also prone to fluctuations. Generally, they must have an industry background and a high level of risk control before they dare to participate in the competition. The situation in this kind of industry is more complicated.
3. Public utilities (such as rail transit and water supply), environmental protection industries (such as sewage treatment and contract energy management) and new energy (such as photovoltaic power plants and wind farms) are less subject to economic cycle fluctuations, and some industries are even countercyclical. For example, when the economy fails to meet expectations, the government will increase infrastructure construction, and when other industries have overcapacity, it will vigorously promote energy conservation, environmental protection and new energy. Financial leasing companies that focus on this kind of business need to have strong professionalism and financial strength. With more openness to private capital and more powerful financial leasing companies, this industry has a good future prospect.
4. Real estate, roads, bridges and other real estate are greatly affected by laws, regulations and tax policies, and different businesses develop differently due to regulatory requirements. Moreover, the development of this kind of business should consider compliance and economic feasibility, and the prospect is difficult to determine.
The business scope of financial leasing is generally high-value and low-loss fixed assets such as tangible movable property. Due to individual ownership
Fixed assets should be houses and vehicles, so vehicles mainly involve personal life, such as high-end yachts and private jets; There are many things that indirectly involve personal life. Urban rail transit, public transportation, gas supply, heat supply, water supply, hospitals and schools may all be invested and built through financial leasing. For example, airplanes, subways, buses, power plant generator sets, tap water supply pipe networks, hospital CT machines, etc. It may all be leases, and it is very likely that the final owner will be a financial leasing company, so it can be said that financial leasing is financial leasing.
It is a bit exaggerated to say that financial leasing is inseparable. Objectively speaking, financial leasing is just one of many financing methods. Compared with other financing methods, it has a very strong business feature, that is, financing is realized by melting things, so it is suitable for enterprises to introduce mobile equipment or revitalize funds with high-value equipment. Enterprises should choose a variety of equity and debt financing models according to their own industries, development stages and financing purposes. Financial leasing companies should actively promote the business scope to cover more emerging fields, and enterprises should also consider cost and efficiency, actively apply financial leasing, and actively try to innovate. This is understandable, but it is not necessary to mechanically copy. For example, it may be more practical for Internet companies to expand by attracting equity investments such as funds.
Listed companies can pay attention to Bohai Leasing listed on the backdoor, Far East Leasing listed in Hong Kong and the integration of listing on the New Third Board.
Chongqing Transportation Equipment Financing Leasing Co., Ltd. acquired by the letter leasing and western resources, and Huitong Xincheng Leasing Co., Ltd., a subsidiary of China Automobile after the listing of Luomei Pharmaceutical.