Recently, some netizens asked Dongfeng Peugeot Auto Finance Company whether to charge liquidated damages for early repayment. What is the penalty for prepayment? Below, I will give you a brief explanation of the good loan network.
According to the loan contract, Dongfeng Peugeot Auto Finance Company needs to pay a penalty of 4% of the remaining principal for prepayment.
Prepayment process of Dongfeng Peugeot Auto Finance Company;
1. After confirming the prepayment, call the customer service hotline 4006502066 and tell the customer service staff the borrower's name, prepayment date and the borrower's fax or email.
2. The customer service staff will send an application for prepayment to the borrower by fax or email that afternoon, and the borrower needs to sign it, and fax the signed copy back to the financial company by fax or email.
3. The financial company will deduct the money from the monthly deduction account of the customer China Bank on the agreed repayment date, and the borrower needs to deposit the money into the account before 4pm on the prepayment date.
4. After the deduction is completed, Dongfeng Peugeot Auto Finance Company will express the relevant vehicle formalities left by the customer in the finance company from Beijing to the customer's city as soon as the afternoon of the second working day of the prepayment date. At that time, a staff member will contact the customer to cancel the mortgage registration and return the information.
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What are the procedures for Dongfeng Peugeot loan to buy a car?
The success of the loan depends on personal qualifications. The down payment for a loan to buy a car must reach at least 30% of the car price. At the same time, because of the handling fee for buying a car in the previous loan, it is recommended to prepare a down payment of more than 40%. At the same time, the loan period for buying a car is generally three years, and it cannot exceed five years at most.
The loan interest rate for buying a car is generally above 7.4%. If you are a local, or have a local property, you can apply for a loan directly from the bank. If you don't have a real estate in the local area, I suggest you apply for a car loan at the car 4S shop';
The car loan procedure is:
( 1)
Original ID card, residence booklet or other valid proof of residence, and provide a copy;
(2)
Proof of occupation and economic income;
(3)
The car purchase agreement, contract or letter of intent signed with the dealer;
(4)
Other information required by banks or lending institutions.
How many years can Peugeot Finance borrow 654.38+ 10,000 yuan?
How many years can Peugeot Finance borrow 65,438+10,000 yuan? General car loan, the installment is 60 months. According to the time, that is, five years.
How to calculate the down payment of Dongfeng Peugeot 508 loan?
1-50% down payment is ok.
The down payment ratio is the percentage of the car price, such as a 20% down payment, which can be multiplied by 20% of the car price.
Buying a car in the detective, one-click choice, low down payment, can be done.
Lotus can be picked in Jiangnan, so there is no lotus leaf. Fish are frolicking among the lotus leaves. Fish hits the lotus leaf east, fish hits the lotus leaf west, fish hits the lotus leaf south, and fish hits the lotus leaf north.
Dongfeng Peugeot financial rate
Annual interest rate: 4: 90. Manual loans include 65,438+0 years, 6: 40 and 6: 55% for loans with more than 5 years. At present, the commonly used interest rate for loans is mainly 6: 00 a year, and each repayment is 3800. 5 yuan includes five years and six months.
In Dongfeng Peugeot car loan, if you choose a down payment of 30% and a loan of 3 years, it is recommended to choose the loan service provided by Peugeot Finance. According to this service, if you buy an automatic refined version of 307 hatchback 1 16800 yuan, the loan details are as follows:
One feature of this kind of loan is flexibility, with a minimum down payment of 20% and a maximum loan period of four years (but only for teachers and civil servants). However, there is no one-time payment or extension policy for the final payment, which is not essentially different from the general commercial bank loan to buy a car.
What to do after Peugeot's financial loan is paid off?
Contact 4S stores and manufacturers for settlement procedures.
1. After deducting the last month's mortgage payment, it will take about 10 working days to get the mortgage back to the bank that handles the car installment payment. The bank's credit card car is in stages. It is best to call the bank's customer service phone in advance to ask if it has been completely settled. The customer service phone number can be found on the back of the repayment card. For car loans handled by financial companies, you can call the customer service phone number of your financial company or go to the car dealer for consultation.
2. To obtain a motor vehicle registration certificate, you must hold an ID card. Other possible procedures include: motor vehicle driving license, bank repayment details, etc. Where can I get my own motor vehicle registration certificate?
3. After getting the registration certificate, the next step is to go to the local vehicle management office to handle the vehicle mortgage cancellation procedures. Materials to be brought together include: motor vehicle registration certificate, loan settlement certificate issued by the lending institution, lender organization code certificate, motor vehicle mortgage registration/pledge filing application form, power of attorney, and motor vehicle owner's ID card. This information will be given by the financial institution handling the car loan when handing over the registration certificate.
4. After going to the lobby of the vehicle management office, you can handle it at the corresponding service window.