At present, enterprises often encounter such situations as employees encroaching on the company's property, revealing business secrets, violating the non-competition agreement, unilaterally leaving the company and so on, which makes enterprises suffer huge economic losses but can do nothing. The cost of recovering losses is high, and it is often not worth the loss. More often, it is to win the lawsuit and lose money (the loss cannot be recovered).
Solution: China Construction Guarantee sincerely recommends employee guarantee to your company. The above problems will be compensated for the economic losses suffered by your enterprise by China Construction Guarantee, so that the enterprise can realize the worry-free protection of its employees.
What is employee guarantee?
Employee's guarantee refers to the guarantee provided by enterprise employees (employees) to protect the losses caused by employees' breach of contract because of their actions such as occupying property, revealing business secrets, violating non-competition agreements, unilaterally leaving their jobs, and violating labor contracts. Generally, the employer applies for employees, and the beneficiary is the guarantee business of the employer, or the individual employee can apply to our company.
Why buy employee protection?
Worried that employees embezzle public funds and occupy property-cashiers, cashiers embezzle public funds and run away, drivers drive away, security guards steal their own, and financial managers embezzle public funds. ※:
Worried that employees who unilaterally resign in violation of the provisions of the labor contract will cause huge losses to the company-employees who are sent abroad for training unilaterally resign, wasting a lot of training fees, and employees unilaterally leave without the company's consent. ※:
Worried that employees will disclose the company's business secrets, which will cause great losses to the company-technicians will disclose the company's business secrets (such as design scheme and high technology, etc.). ).※:
Worried that the employees who signed the non-competition agreement will violate the agreement-the resigned employees will work in other companies in the same industry before the agreed time. ※:
Worried about other employee breach of contract. ※:
Employee guarantee is a credit guarantee purchased by enterprises for employees. If the enterprise suffers losses due to the dishonest behavior of employees, China Construction Guarantee Corporation will give priority to compensate the enterprise to protect the interests of the enterprise from losses, and the enterprise can transfer the risk of employing people.
Employee guarantee is like insurance?
Yes, the principle of employee protection is the same as insurance, but insurance is to protect people from losses caused by accidents, while employee protection is to protect enterprises from losses caused by employees' dishonest behavior.
What information does an enterprise need to submit to purchase employee guarantee?
1, business license (copy);
2. Employee guarantee questionnaire;
3. A copy of the employee list and ID card;
4. A copy of the labor contract, confidentiality agreement, non-competition agreement and training agreement signed between the employee and the enterprise;
5. Employee guarantee confirmation letter, or employee guarantee application (when employees apply individually);
How long does it take to issue a letter of guarantee for the guaranteed employees?
After the information provided by the customer is complete, the audit can be completed within 3 working days and an employee guarantee letter (letter) can be issued.
Do enterprises have to go through many procedures to apply for claims?
No, if the customer makes a claim within the scope and validity period of our letter of guarantee, we will pay the claim within 30 working days after receiving the notice of claim submitted by the customer that meets the requirements stipulated in the letter of guarantee, and at the same time, we need to provide the following information for investigation:
1, the beneficiary's business license, which proves that he has the right to work;
2. The guarantor's personal ID card and social security information;
3. Labor contract signed by both parties;
4. Original letter of guarantee;
5. Fill in a complete claim;
6. The detailed events and contact information of the guarantor;
7. Creditor's Rights Transfer Agreement (in our format);
8. Customer's receipt certificate;
9. Evidence of enterprise losses;
10, and other evidence helpful to the investigation of the incident;
How is the amount of insurance guaranteed by employees approved?
Enterprises can make different amounts of guarantees according to the maximum losses that employees in different positions may cause to enterprises, thus saving the guarantee cost, which can be invested from 5,000 yuan/year to N million yuan/year.
Is it expensive to buy employee insurance?
Our charging standard is 3% of the insured amount/year, and there can be some concessions according to the number of employees, the number of insured persons and the total amount, but the insurance premium for individuals is not less than 200 yuan/year, and that for groups is not less than 2,000 yuan/year.
What products do employees have and how to choose insurance?
Employee credit guarantee-make up for the losses caused by employees occupying assets;
Employee confidentiality protection-make up for the loss or liquidated damages caused by employees' violation of confidentiality agreement;
Employee non-competition protection-make up for the loss or liquidated damages caused by the employee's unilateral termination of the labor contract;
Employee behavior protection-make up for the loss or liquidated damages caused by employees' violation of the non-competition agreement;
Other-the scope of protection can be set according to the requirements of the enterprise for employee protection.
Reduce the job-hopping of enterprise executives, excellent technicians and excellent R&D personnel, resulting in losses. -Employee Behavior Assurance
Prevent sales, design and R&D personnel from leaking business secrets, resulting in breach of contract and losses. -Employee confidentiality guarantee
Prevent enterprise technicians from violating the non-competition agreement, resulting in breach of contract. -Employee non-competition guarantee
Prevent financial personnel, production personnel, shop assistants, cashiers and security guards from encroaching on assets-employee credit guarantee.
According to the customer's demand for employee guarantee, provide other breach of contract guarantee-employee other breach of contract guarantee.
China Construction Guarantee publicly promises that every employee of China Construction Guarantee will strive to become a leader in the professional field of employee guarantee and provide the best service to customers. Your comments and suggestions are the direction of our improvement. Welcome to contact us and tell us the problems your enterprise has encountered in employee risk management, and we will seriously provide feasible solutions for your enterprise!
Please personally experience the best guarantee service of China Construction Guarantee, and no longer have a headache for the loss caused by employees' dishonesty! !
Zhong Jian guarantee co., ltd. Zhongshan branch
Contact: Huang Sheng 133 8088 3553
Office phone: 0760-88 16 2979
Address: 7 10, West Tower, Yihua Commercial Building, Zhongshan City