65438+
(1) Property under the name of the borrower or a third party that meets the requirements of bank mortgage and pledge management.
(2) Standby letter of credit guarantee provided by the project partner, irrevocable joint liability guarantee (or repurchase), and a certain percentage of margin pledge guarantee provided to China Bank.
(3) Guarantee companies or other third-party legal persons recognized by Bank of China provide irrevocable joint and several liability guarantee and a certain percentage of margin pledge guarantee to Bank of China.
(4) Other guarantee methods recognized by tier-one branches.
2. Tier-1 branches shall specify the guarantee methods for different types of customers and cooperative projects according to the borrower's business experience, the duration and effectiveness of construction or operation contracts, partners and cooperation methods, loan interest rate and risk compensation ability, and other risk control means of the handling bank. In principle, a single type of guarantee shall not be adopted.
3. If the borrower mortgages the purchased construction machinery, the handling bank shall choose the following mortgage registration methods according to laws and regulations, local actual conditions and the nature of the construction machinery purchased by the borrower:
(1) Mortgage registration of vehicle management department.
(2) mortgage registration in the notary department.
(3) Registration with the administrative department for industry and commerce.
(4) Other mortgage registration methods stipulated by law and approved by banks.
Due to differences in business in individual regions, please consult the loan handling bank for details. You can click the life-outlet queuing function in personal mobile banking to query outlet information (without logging in to mobile banking).
(Answer time: 2024 65438+ 10/7)
The above contents are for your reference. Please refer to the actual business regulations.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.