Many small partners pay attention to insurance companies when buying insurance, which is nothing more than worrying that insurance companies are unreliable and do not pay for insurance. In fact, not only China and Ping An Life Insurance Company of China insurance companies, but also mainland insurance companies are reliable as long as they are supervised by CBRC. For example, if the solvency of an insurance company is too low, the CBRC will take over the insurance company as soon as possible. Generally speaking, as long as you meet the claim conditions, you can apply for a claim. If the insurance company doesn't pay the claim, you can complain to the China Banking and Insurance Regulatory Commission. If the insurance company goes bankrupt, don't worry, the policy will be transferred to other insurance companies. For details, please see this article: What should I do if the insurance company goes bankrupt?
So when we buy insurance, we mainly look at the content of product protection. For example, if you buy critical illness insurance, you should pay attention to whether the protection of mild and moderate diseases is complete. Without Chinese medicine, the insured may not get compensation or only get a small amount of compensation when suffering from Chinese medicine. In addition, good critical illness insurance also provides multiple compensation and extra compensation for high-risk diseases, and some also provide optional protection such as death protection and premium exemption. Senior sister has compiled ten good critical illness insurance, and interested friends can have a look: ten popular critical illness insurance stocks worth buying!
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