Which small loan company in Wuxi is better? How much profit is it usually?

CreditEase Pratt & Whitney loan application is better. To apply for a loan from a microfinance company, you must meet the following basic conditions: at least 18 years old, with full capacity for civil conduct; The loan applicant should have a permanent residence or a real residence in the town where the loan is arranged; The loan applicant should have the necessary credit records and the ability to repay the loan principal and interest; The loan applicant has a clear consumption intention or has signed a relevant consumption contract; He can submit guarantees acceptable to the borrower and other loan conditions required by the borrowing bank.

Choosing a formal small loan company can judge whether the company is formal from the following aspects: the threshold of loan, what kind of advertisements can you often see? Loan only by ID card? Similar to the low threshold for loans, giving a low threshold is too risky for lending institutions and it is very difficult to lend, so you should also find out whether it is formal or not. The loan interest rate cannot be too high or too low. Too high will be regarded as usury, too low will be regarded as a liar. We judge that as long as we follow? Not less than the benchmark interest rate of bank loans, not more than four times the interest rate of bank loans in the same period? To measure standards. In the service field, microfinance companies that claim to be able to conduct business nationwide are usually fraudulent. Generally speaking, formal microfinance companies only conduct business locally. Company registration information: when choosing a small loan company, check the company registration information online, including company name, registered capital, business scope, etc. , to see if it is consistent with the certificate issued by the company. We hereby announce the formal lending institutions that help urban and rural residents correctly identify and the legally compatible lending institutions that guide the masses in Wuxi. Microfinance company? List within the jurisdiction of Wuxi City approved by provincial local financial supervision and administration institutions.

Small loan companies in our province, including rural small loan companies, science and technology small loan companies and internet science and technology small loan companies, are legal lending institutions with loan business qualifications in the whole province approved by Jiangsu Financial Supervision and Administration Bureau (formerly the Financial Office of Jiangsu Provincial People's Government). Microfinance companies are financial enterprises with non-monetary banking business. They can only rely on their own capital to issue loans and cannot absorb public deposits. As of the date of the announcement, there are 63 microfinance companies in the city.

The majority of urban and rural residents can carry out normal business with legal microfinance companies and supervise their business activities according to law. If there is any violation of laws and regulations in operation, please report it in time. The contents of the report focus on: illegal or disguised deposit absorption, violation of state regulations, usury, disguised charges, term loans, violent deposit absorption, illegal issuance of false loans, and employee bribery and other illegal acts.