Total amount of funds available for financing.
× financing period×100%. (specifically because of the lack of corporate financing tools and financing channels.
Same but different) 1, bank loan financing cost ratio: (loan interest
Mortgage assessment fee mortgage registration fee
Guarantee fee, financing service fee)/actual amount of funds used × financing period × 100%2. Bill cost discount-margin deposit interest financing service fee)/actual amount of funds used × financing period × 100%3. Assessment fee for pawn financing, mortgage registration fee, and financing period × 100%4. Financing expense rate of other financing institutions: (interest collateral assessment fee, mortgage registration fee, guarantee fee and financing service fee)/actual amount of funds used × financing period × 100% Note: actual amount of funds used = total amount of financing-all financing expenses and process expenses.
Second, a simple formula for calculating the financing cost of small loan companies?
Financing cost rate = total cost/actual total available funds
× financing period×100%. (specifically because of the lack of corporate financing tools and financing channels.
Same but different) 1, bank loan financing cost ratio: (loan interest
Mortgage assessment fee mortgage registration fee
Guarantee fee, financing service fee)/actual amount of funds used × financing period × 100%2. Bill financing cost rate: (margin cost discount-margin deposit interest financing service fee)/actual amount of funds used × financing period × 100%3. Pawn financing cost rate: (comprehensive service fee, interest, collateral evaluation fee, mortgage registration fee and financing consultant fee)/actual amount of funds used × financing period × 100%4. Financing expense rate of other financing institutions: (interest collateral assessment fee, mortgage registration fee, guarantee fee and financing service fee)/actual amount of funds used × financing period × 100% Note: actual amount of funds used = total amount of financing-all financing expenses and process expenses.
3. What is the calculation formula of enterprise financing?
The financing formula of the company is as follows: the financing demand is equal to the estimated total assets minus the estimated total liabilities minus the estimated shareholders' equity. Corporate financing refers to the company's own funds and funds accumulated in the process of production and operation, which form cash through depreciation and increase the company's capital through retained profits. According to Article 735 of the Civil Law of People's Republic of China (PRC), a financial lease contract is a contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, provides it to the lessee for use, and the lessee pays the rent. Article 736 The contents of a financial lease contract generally include the name, quantity, specifications, technical performance, inspection method, lease term, rent composition, payment term, method and currency of the lease item, and the ownership of the lease item at the expiration of the lease term. The financial lease contract shall be in written form.
Fourth, how to calculate the financing cost?
Generally speaking, the financing cost of an enterprise includes two parts: the use fee and the financing cost. Because most small and micro enterprises have less loans (financing amount) and low corporate reputation, other expenses (financing expenses) paid in the financing process are relatively high. The calculation formula of financing cost is as follows: financing cost = annual use fee/(financing amount financing fee)