As we all know, the risk of money funds is very low and it is the safest of all funds. The money that Ping An Dahua is making more and more money is the money fund, so the principal security should be quite high. Let's analyze the risk of this fund from the aspects of product background and historical expected income.
Risk analysis 1: product background
Ping An Dahua Ririli is issued by Ping An Fund Management Co., Ltd., which was established on 20 1 1. It is the fastest growing company among the top 20 companies in Public Offering of Fund in recent three years, and it has been promoted by 33 places in three years. In terms of fund size, in the third quarter of 20 18, Ping An Dahua's profit-increasing currency reached169.3 billion yuan, which is one of the few funds that exceeded15 billion yuan, and the redemption liquidity is guaranteed to some extent.
Risk Analysis II: Historical Expected Return
Ping An Dahua Zengli Currency was established on 20 13, and it has been five years since its establishment. Its volume is huge, and the fund scale is as high as 654.38+060 billion yuan, so there is no need to worry about the redemption pressure of investors. In the past 1 year, the expected rate of return of the Fund has remained above 2.7%, and the annualized expected rate of return since that date is 3.3 1%. Compared with other cargo bases, this expected rate of return is still good.
Risk Analysis III: Investment Direction
As a monetary fund, Ping An Dahua is investing more and more in deposits and short-term bonds. As we all know, the short-term bonds here are mainly interest rate bonds, such as government bonds, central bank bills, central government bonds and local government bonds. The credit risk of bonds is low, and the principal security is guaranteed.
Summary: From the analysis of the above three aspects, the risk of increasing profits in Ping An Dahua is still very low. Its expected rate of return is not bad, and financial users can consider it appropriately.
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