What are the second-hand car loan platforms?

Nowadays, various used car trading platforms are developing very rapidly. Many second-hand dealers said that more than 40% of buyers may need loans, and the proportion of loans to buy second-hand luxury cars is much higher than that of ordinary brands. Buying a used car with a loan is really a good way to buy a car, especially for young people. Loan consumption has become the mainstream way to buy a car, which is beneficial to the long-term planning of funds while alleviating short-term pressure. So what are the used car loan platforms?

1. Renren car: As a C2C platform, the minimum down payment for Renren car is 30% (the interest is about 5%-6%), and social security needs to be paid in a company for more than half a year. The minimum loan amount is 20,000, with no upper limit. Moreover, personal income within half a year and personal credit records within one year should be checked. If there are two bad credit records within one year, no approval or loan will be granted.

2. Used car of melon seeds: The down payment ratio of used car loan of melon seeds, which is also a C2C platform, is also 30%, and the loan amount ranges from 1 10,000 to 500,000. Generally, you can get the loan in 3 to 5 working days. The most distinctive point is that melon seeds used cars have launched a 20% down payment business. However, the requirements for this 20% down payment review are relatively strict, requiring civil servants or employees of Fortune 500 companies to apply.

3. Have a second-hand car: Different from everyone's car, the down payment ratio of a second-hand car is 50%, and the repayment methods are "monthly payment" and "no monthly payment". The annual interest rate of monthly payment is about 6.6%. If you don't choose monthly payment, you must pay off the principal and interest when the contract expires. If repayment is made in advance, a penalty of 3% will be required.