As far as I know, it is necessary to guarantee foreclosure. The bank should also let you go to the guarantee company to redeem the house. You should mortgage it in the bank and want to take the house for a loan or something. You need a guarantee to redeem the house. As for protection, it's all the same. I recommend a few: * * Yingtong Finance, which should have been done for 8 years;
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.