1. Select the investment type for purchasing corporate bonds.
Individual investors' participation in corporate bond investment is mainly divided into direct investment and indirect investment. There are two ways of direct investment: one is to participate in the primary market subscription of corporate bonds, and the other is to participate in the secondary market investment of corporate bonds. Indirect investment means that investors buy related wealth management products from banks, brokers, funds and other institutions, and then realize personal income through these institutions participating in offline subscription or secondary market transactions of corporate bonds.
2. Choose the bond market of corporate bonds.
Corporate bond market is divided into inter-bank market and exchange market. As long as you have an A-share account in the exchange market, you can buy it. In the inter-bank market, you must open a Class C account with a Chinese debt company and through an agent bank, and individuals cannot open an account. At present, most bond custody and transactions are carried out between banks, and only a few bonds are active in exchanges, and most of them are hardly traded. So if it is a big fund, you can register a company to participate in the interbank market. If it is a small fund, just play on the exchange.
3, the process of buying corporate bonds
Individuals investing in corporate bonds must first open a securities account at a securities business outlet. When corporate bonds are officially issued, they can be bought and sold like stocks, but the minimum transaction amount is 1 000 yuan.
It is not difficult for investors to buy corporate bonds in the primary market. It is understood that investors only need to bring their ID cards and passbooks during the trading hours of the securities market-Monday to Friday, 9:30 am to afternoon 1 1:30 pm and 1:00 to 3:00 pm. Investors in corporate bonds in the primary market will get a coupon, and when paying interest every year, brokers will put the money into the investor's fund account.
4. Matters needing attention in purchasing corporate bonds
In addition to considering the rate of return, investors should also pay attention to the credit status of corporate bonds.