Now I'll calculate it for you according to popular finance.
There are two loan models for mass finance, one is called standard loan and the other is called flexible loan.
The standard loan is easy to understand, the monthly payment is the same, and the flexible loan should be paid off in the last month.
25% of the loan amount, so the monthly payment will be very low, but the last month is very stressful, but
The last 25% can be extended for one year. Standard loans can be lent for up to five years and are very flexible.
The maximum loan period is 4 years, and it will be 5 years if it is extended.
Here is a detailed list for you:
According to the requirements of your loan 12W, choose 45% loan 1 18690 as the down payment.
Standard:
Car price: 2 15800 insurance: 74 10.66(PICC all risks). Scrape 2000. Three 10W)
Purchase tax: 18444. The sign on the car inspection is 500 *** 242 154.
Down payment: 45%: 97 1 10 Total down payment: 123464 Loan: 1 18690.
Paid off in three years, monthly payment: 3834, three-year interest 19344, three-year annual interest rate %0.84.
Flexible loan: the down payment is unchanged, and the monthly payment is 25% of the loan amount paid last month.
Three-year interest: the interest rate is the same as 0.84% in July 23037.
I wish you choose the loan method that suits you. Please give points. Thank you.