Shanghai benchmark mortgage interest rate over the years

According to the loan encyclopedia.

1.In the early 2000s, with the development of the real estate market, the mortgage interest rate was 6%~7%.

2.202 1 Shanghai mortgage interest rate is 6%~7%.

3. On the basis of the benchmark interest rate of the first home loan in Shanghai in 2022 of 4.9%, the interest rate will be charged in proportion according to different loan terms and loan nature.

4. In 2023, Shanghai's first home loan interest rate dropped to 3.7%, and the second home loan interest rate dropped to 4.9%.